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Insurance, First Party & Coverage (IFPAC)

 IFPAC Newsletter


Steptoe & Johnson attorneys have provided legal service and advice to the insurance industry for nearly a century and possess a depth of experience, knowledge, and understanding of insurance issues. The IFPAC Practice Group specializes in matters unique to the insurance industry.

Representative Experience

  • Conducted numerous examinations under oath on behalf of insurance carriers investigating suspicious claims.
  • Summary judgment motions for insurance carriers on claims that the carriers acted in bad faith and committed unfair claims settlement practices.
  • Sought declarations of the existence or non-existence of coverage under various types of insurance policies.
  • Mediated numerous personal injury and bad faith claims to conclusion.
  • Provided multiple coverage opinions to assist major insurance carriers in the claims handling and evaluation process.
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The IFPAC Practice Group handles insurance matters in these areas of practice in state and federal courts in West Virginia and the surrounding region:

  • Insurance coverage issues, including rendering opinions on all aspects of insurance coverage and liability issues.
  • Declaratory judgment actions in both federal and state courts, including the complex developments of diversity jurisdiction.
  • Defense of first party cases involving bad faith claims, unfair claim settlement practices, and general first party responsibilities, including the defense of punitive damages issues.
  • Business advice to companies, agents, brokers, and individuals involving insurance matters.
  • The handling of insurance receiverships, liquidations, and guaranty matters.
  • Regulatory aspects of insurance, including complaints and other matters involving the state insurance commissioner.
  • Liability of insurance agents and brokers, as well as liability and concerns to insurance companies caused by agents.
  • Fidelity and surety bond obligations and litigation.
  • Insurance claim supervision, including compliance with the Unfair Trade Practices Act.
  • Life, health, disability, and retirement insurance, including matters involving the Employee Retirement Income Security Act (ERISA).
  • Complex uninsured and underinsured motorist issues.
  • Investigation of fraudulent fire and theft claims, including Examinations Under Oath. 
  • Insurance policy compliance. 
  • Investigating insurance losses for subrogation potential.
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Areas of Concentration


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