Andrew J. Kalgreen
Of Counsel
(614) 458-9827
Office: Columbus
J.D. University of Chicago
B.A. Kent State University
Licensure: OH
See Education


Andrew Kalgreen concentrates his practice in the areas of commercial equipment finance and leasing, municipal lease-purchase financing and other commercial lending and public sector financing transactions. As a former senior counsel for two national equipment finance companies, Mr. Kalgreen has extensive experience in structuring, documenting, and negotiating commercial and governmental financing transactions and in advising financial institutions regarding federal and state laws affecting their business operations.

Work Experience

2010 Steptoe & Johnson PLLC
2009-2010 Carpenter Lane, LLC
2004-2009 Assistant General Counsel & Vice President, JPMorgan Chase & Co.
1989-2004 Special Counsel & Vice President, Banc One Corporation
1982-1989 Regional Associate Counsel, The CIT Group/Equipment Financing
1979-1982 Associate, Squire Sanders & Dempsey

Speaking Engagements

Speaker and organizer of the "Lending to the Oil and Gas Industry" presentation in 2015 to the Central Ohio Chapter of Risk Management Association

Co-Chair of Association for Governmental Leasing & Finance (AGLF) 2013 Annual Meeting

Speaker at AGLF/ELFA Public Sector Finance Forum 2013

Speaker at ELFA Legal Forum 1992-1995, 1997, 2008

Speaker at ELFA Municipal Leasing Forum 2006

Key Experience

Provided legal guidance on structures, terms and conditions for equipment leasing and financing transactions including compliance with banking laws, tax benefits and requirements, residual protection, early termination provisions and lease-end return and sale options.
Documented and negotiated middle-market and large ticket loan and equipment lease transactions for commercial, government and nonprofit customers. Substantial experience in financings for business aircraft, helicopters and brown water vessels, tax-exempt municipal leases for state and local governments and equipment financings for nonprofit organizations by conduit structures.
Drafted and updated equipment leasing and financing contracts used by national and regional financial institutions. Contracts included lease agreements, revolving and term loan agreements, aircraft loans and leases, ship mortgages, bareboat charters, business banking (or small-ticket) loans and leases, government lease-purchase agreements, tax-exempt conduit financing agreements, and contracts for both the purchase and sale of equipment financing transactions.

Memberships & Awards

Peer Review Rated AV by Martindale-Hubbell
National Association of Bond Lawyers
Ohio State Bar Association, Chair of Leasing Subcommittee to the Banking, Commercial & Bankruptcy Committee
Member of the Board for the Central Ohio Chapter of Risk Management Association
Equipment Leasing & Finance Association (ELFA), Legal Committee, 1993 -1995