Linda J. Braga

Biography

With lengthy parallel careers as a commercial real estate lawyer and title attorney, Linda Braga brings a wealth of experience and knowledge to the table in her representation of sellers, purchasers, borrowers and lenders. Clients trust Linda implicitly to counsel and guide them through multifaceted real estate transactions at every level. Linda earned that trust by building a diverse real estate career spanning more than four decades, always focused on serving the legal needs of those who rely on her for dedicated, professional representation.

In addition to handling title and survey matters, Linda also works with clients on improved and unimproved real estate acquisitions and sales, zoning issues, financing (conventional and regulated loans), loan workouts and bond issues.

In the regulated loan field, Linda helps clients secure financing through various federal programs including, Fannie Mae, Freddie Mac and the U.S. Department of Housing and Urban Development (HUD) programs. With respect to both planned and existing multifamily projects in the HUD-insured lending arena, Linda is well versed in guiding commercial borrowers through the intricacies of construction loans, final endorsements, refinances, modifications, TPA’s and Modified TPA’s..

Representative Experience

  • Served as HUD Borrower counsel for a client in connection with the development of a multifamily apartment project in Nevada financed with a HUD-insured construction loan in the amount of approximately $59 million
  • Served as outside counsel on both title curative matters and HUD-related issues for the seller of a multistate portfolio of apartment complexes with an aggregate value of approximately $2 billion
  • Represented a publicly traded real estate corporation in the transfer-in-interest of 40-plus multifamily apartment projects located in Texas, Louisiana, Alabama, Tennessee, North Carolina, Arkansas, Florida, and Colorado to a newly formed joint venture between the selling corporation and an investment bank; said assets had a combined market value in excess of $1 Billion, and included the assumption of HUD-insured mortgage loans plus FNMA, Freddie Mac and conventional loans
  • Represented a client in the restructuring and refinancing of existing indebtedness through a multi-million dollar foreign bond issue
  • Routinely represents sellers, purchasers, and borrowers in connection with the construction, final endorsement, refinance, loan modification, sale, and acquisition (via TPAs and Modified TPAs) of HUD-insured projects, both in Texas and throughout the United States

Licensed In

  • Texas
  • New York

Education

  • J.D. University at Buffalo School of Law
  • B.A. State University of New York

Memberships

  • State Bar of Texas
  • College of the State Bar of Texas
  • Dallas Bar Association
  • New York State Bar Association
  • Chairman, Garland Chamber of Commerce Board of Directors (2017)

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